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Loan Types

Debt Consolidation

A loan that gives you cash back to pay existing debt. You may be able to lower your monthly payment or interest rate, and possibly gain tax advantages.

Refinance

This is generally the process of obtaining a new loan on your home and using the proceeds, to pay off the entire balance of the underlying loan, and may include receiving a cash distribution.

Second Mortgage

A loan for any purpose that is secured by your home. This loan allows you to borrow up to 100% of the value of your home.

A Loan Advisor can provide further details on each type of loan. After reviewing your situation, they can suggest which might benefit you most.